If you are purchasing with a debit card, there are no fees applied. We do apply a card fee to credit cards used to purchase on TrainGenius.com:
American Express – 2%
Mastercard Credit – 2%
Visa Credit – 2%
We charge a credit card fee that covers the charges passed to us by the card companies if customers use a credit card. Debit cards cost us very little and therefore no charge is passed on to the customer.